{"id":85,"date":"2019-11-18T14:22:00","date_gmt":"2019-11-18T14:22:00","guid":{"rendered":"https:\/\/www.chenetdental.com\/blog\/?p=85"},"modified":"2019-12-18T14:28:33","modified_gmt":"2019-12-18T14:28:33","slug":"the-complete-guide-to-maximizing-your-dental-benefits","status":"publish","type":"post","link":"https:\/\/www.chenetdental.com\/blog\/2019\/11\/18\/the-complete-guide-to-maximizing-your-dental-benefits\/","title":{"rendered":"The Complete Guide to Maximizing Your Dental Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"199\" src=\"https:\/\/www.chenetdental.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_265492084__1576679232_12238-300x199.jpg\" alt=\"stack of coins gradually getting taller \" class=\"wp-image-86\" srcset=\"https:\/\/www.chenetdental.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_265492084__1576679232_12238-300x199.jpg 300w, https:\/\/www.chenetdental.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_265492084__1576679232_12238-768x509.jpg 768w, https:\/\/www.chenetdental.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_265492084__1576679232_12238.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>The end of the year is right around the corner, which means that you\u2019ll need to get on top of learning how to maximize your <a href=\"https:\/\/www.chenetdental.com\/payment-options.html\">dental benefits<\/a> before your plan restarts on January 1<sup>st<\/sup>. If it has been longer than six months since you last visited your dentist, be sure to schedule an appointment as soon as you\u2019re able to. With a checkup, they can inform you of any necessary treatments you may need to help you meet your maximum and get the most out of your paid deductible. Read on to learn how you can use your end-of-year dental benefits and learn more about your policy. <\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">100-80-50 Coverage<\/h2>\n\n\n\n<p>Many dental insurance plans operate based on a 100-80-50\nstructure. What this means is that they typically cover 100 percent of\npreventive care, 80 percent of basic treatments such as cavity fillings, and 50\npercent of major procedures such as root canal therapy. When you take care of problems\nbefore they\u2019ve had a chance to become more severe and need invasive treatments,\nyou can save yourself from steep out-of-pocket costs. Plus, you can avoid the inconvenience\nof oral discomfort caused by serious problems such as tooth infections. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Preventive Dental Care<\/h2>\n\n\n\n<p>Dental insurance companies want to reward patients for being\nproactive about taking care of their oral health, that\u2019s why most plans include\ntwo covered checkups and cleanings every year. By visiting your dentist\nregularly, you\u2019ll be able to keep small problems from turning into big ones by\ngetting them diagnosed and treated early on. Plus, since you can visit your\ndentist twice each year without paying and out-of-pocket costs, it\u2019s best to\nschedule them before they go to waste on January 1<sup>st<\/sup>, when your plan\nrenews. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Using Your Annual Maximum<\/h2>\n\n\n\n<p>Each year, your insurance company provides you with a maximum,\nor a capped amount that they will cover for your dental treatments. The average\nmaximum is around $1,000 and $1,500 and needs to be met or exceeded by January\n1<sup>st<\/sup>. If it\u2019s not, any unused amount that could be used to optimize\nyour oral health will fall back into the pockets of your insurance provider.\nThe best way to maximize end-of-year dental benefits is to save yourself\nout-of-pocket costs by using all of your maximum. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Avoid Wasting Your Paid Deductible<\/h2>\n\n\n\n<p>Similar to your yearly maximum, you may also have a paid\ndeductible. This is a set amount of fees that your insurance company requires\nyou to pay before your benefits will start covering the cost of your\ntreatments. The average deductible is $50, but once it has been paid, you won\u2019t\nneed to worry about it again before your plan renews on January 1<sup>st<\/sup>.\nTo get the most out of your insurance plan, be sure to get all the procedures\nyou need before you need to pay any fees out-of-pocket again. <\/p>\n\n\n\n<p>If you have any questions or concerns about your dental\ninsurance coverage, be sure to contact your provider or your dentist. Because\neverybody\u2019s policy varies, it\u2019s important to get the details of your coverage\nso you can maximize your benefits before they renew at the beginning of the new\nyear. <\/p>\n\n\n\n<p><strong>About the Author<\/strong><\/p>\n\n\n\n<p>Dr. Veronica Yu values getting to know each of her patients so\nshe can provide them with the unique and individualized treatment they need to\nfeel healthy and happy. She has completed advanced dentistry courses in\nrestoring and placing implants and a general practice residency after\ngraduating with her dentistry degree. She accepts most dental insurance\npolicies that allow patients to choose which dentist they want to see, and her\nteam does everything they can to maximize each patients\u2019 benefits. For\nquestions or to schedule a routine checkup and cleaning, visit Cedric C. Chenet\nDDS, PA\u2019s <a href=\"https:\/\/www.chenetdental.com\/contact-us.html\">website<\/a> or\ncall 321-253-3136.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The end of the year is right around the corner, which means that you\u2019ll need to get on top of learning how to maximize your dental benefits before your plan restarts on January 1st. If it has been longer than six months since you last visited your dentist, be sure to schedule an appointment as [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-85","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Use End-of-Year Dental Benefits | What is a Deductible? | What is a Maximum?<\/title>\n<meta name=\"description\" content=\"Are you unsure of how you can use your end-of-year dental benefits? Here\u2019s everything you need to know to save money before your plan restarts.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.chenetdental.com\/blog\/2019\/11\/18\/the-complete-guide-to-maximizing-your-dental-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Use End-of-Year Dental Benefits | What is a Deductible? | What is a Maximum?\" \/>\n<meta property=\"og:description\" content=\"Are you unsure of how you can use your end-of-year dental benefits? Here\u2019s everything you need to know to save money before your plan restarts.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.chenetdental.com\/blog\/2019\/11\/18\/the-complete-guide-to-maximizing-your-dental-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"chenet dental\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-18T14:22:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-12-18T14:28:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.chenetdental.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_265492084__1576679232_12238-300x199.jpg\" \/>\n<meta name=\"author\" content=\"tntadmin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tntadmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/\"},\"author\":{\"name\":\"tntadmin\",\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/#\\\/schema\\\/person\\\/a89322618741dd57b2bd3421eb105a71\"},\"headline\":\"The Complete Guide to Maximizing Your Dental Benefits\",\"datePublished\":\"2019-11-18T14:22:00+00:00\",\"dateModified\":\"2019-12-18T14:28:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/\"},\"wordCount\":639,\"image\":{\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/12\\\/AdobeStock_265492084__1576679232_12238-300x199.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/\",\"url\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/\",\"name\":\"Use End-of-Year Dental Benefits | What is a Deductible? | What is a Maximum?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/2019\\\/11\\\/18\\\/the-complete-guide-to-maximizing-your-dental-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/12\\\/AdobeStock_265492084__1576679232_12238-300x199.jpg\",\"datePublished\":\"2019-11-18T14:22:00+00:00\",\"dateModified\":\"2019-12-18T14:28:33+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.chenetdental.com\\\/blog\\\/#\\\/schema\\\/person\\\/a89322618741dd57b2bd3421eb105a71\"},\"description\":\"Are you unsure of how you can use your end-of-year dental benefits? 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